Pensions Advisory Services

We are experts in the financial appraisal, restructuring and refinancing of business entities with legal and moral responsibilities for underpinning the financial obligations of their defined benefit pension schemes.

BTG Pensions Advisory can call upon a team of highly experienced professionals with years of experience in assessing the financial viability of all forms of business ventures including all aspects of business recovery, reconstruction, rescue and refinancing and experienced corporate finance specialists.

The BTG Pensions Advisory team includes the former Head of Scheme Specific Funding at the Pensions Regulator as well as other members with significant regulatory experience. In our experience this understanding on the regulatory environment is a key factor in achieving a successful outcome in such situations, and this is one of our key advantages over our competitors..

BTG Pensions Advisory assists Trustees by supporting them through the scheme funding process and with meeting the obligations imposed upon them by the Pensions Act 2004. Additionally we help them to meet the Pensions Regulator’s expectations of them in completing and monitoring that process as set out in its Codes of Practice and ongoing guidance.

With clear and concise reporting and recommendations, BTG Pensions Advisory assists Trustees in understanding the strength of the employer’s covenant, its current and projected financial position, what it can afford to make by way of cash contributions and what other security may be available to them to provide extra comfort whilst any existing scheme deficit is being rectified.

BTG Pensions Advisory also assists Trustees by providing advice on changes to the employer’s covenant caused by changes in the employer’s financial position between scheme valuations and in relation to proposed business transactions the employer intends to implement or is a party to any of which could weaken the pension schemes position.