Insurance Broking and Valuations

Commercial insurance and risk management services

Our experienced Insurance Services team provide both commercial insurance and a range of risk-management solutions. Each policy is tailor made to meet the varying needs of our clients and their unique circumstances.

Property Investor Insurance 

Commercial property insurance is what we specialise in. We offer the whole spectrum of commercial property insurance, from multiple property insurance, to investor insurance. We also provide cover for vacant properties which includes both the physical protection of the property, but also remote monitoring via our Remote Zone solution.

We also offer commercial retail insurance, whether this is for a single premises, or a chain of stores. Our bespoke insurance can be tailored to your business size and our sector-specific knowledge can help to mitigate the risks associated with your particular industry.

Insolvency Insurance

Eddisons provide cover for Insolvency Practitioners in this niche area of insurance offerings. This helps to mitigate the risk of unknown costs and the risks involved in each individual case. Offering this type of insurance requires an in depth working knowledge of the role of Insolvency Practitioners and the specific challenges they encounter on a day to day basis. We have close links with those working in the insolvency sector, ensuring our understanding and appreciation of the sector remains at the highest possible level.

Insurance Valuations 

Our team of expert valuers can provide valuations of a range of property and assets for insurance purposes. The dangers of over- or under-valuing assets are numerous, and can result in any subsequent claim being paid out at too low a level, or even being deemed invalid altogether. By keeping the valuation of your most prized assets up to date and accurate, will help to ensure they are protected as best as they can be in the event of a claim. Our insurance assessments are made up of the following three methods:

• Reinstatement
  This is the cost to repair, reconstruct or renew assets to a condition equal to but not better than when new

• Indemnity
  This is the sum assured for items equivalent to the cost of replacing the items with identical or substantially similar equipment in a condition comparable to the existing asset

• Market Value
  This is the recoverable value where assets are surplus or no longer used
  Our experts will be able to guide you towards the best valuation method for you, based on your requirements and the assets or property in question.